What Does Comprehensive Insurance Cover?
As you prepare to purchase a new vehicle for Gardendale commutes, you’ve probably asked yourself the question, “what does comprehensive insurance cover?” The answer isn’t as complex as you might imagine. Comprehensive auto coverage protects against damage your vehicle incurs that was not the result of a collision. For example, if your vehicle is vandalized, stolen, lost, or damaged by a fallen object, a comprehensive claim would allow your insurance company to cover the costs. Generally speaking, comprehensive auto insurance would also take care of a cracked or broken windshield, as well as other types of glass damage.
Understanding Comprehensive Insurance Coverage
What does comprehensive auto insurance cover when compared to other types of auto insurance you may be considering? Edwards Chevrolet Downtown has created a convenient guide so you can make a well-informed decision:
- Comprehensive Car Insurance: When you own your vehicle, plenty can go wrong, and it doesn’t always have to be a collision! Comprehensive auto insurance protects against issues that are not related to crashes and collisions, such as theft, vandalism, weather-related damage, fallen trees, etc.
- GAP Insurance: As unfortunate as it may be, everyone knows their vehicle begins to depreciate as soon as they drive off the lot and head home to Hoover. However, the remainder of your loan does not decrease at the same rate. Collisions within your first few months of ownership can be costly for this reason, but you’ll be well-protected if you choose to get GAP insurance.
- Liability Insurance: In the event of a collision that you are deemed responsible for, liability insurance pays for any repairs or replacement to other drivers’ vehicles. It also takes care of medical bills incurred by anyone injured in the crash.
- Collision Insurance: Collision insurance protects your own vehicle against damages accrued during any single car or multi-car collision. If your vehicle is damaged or totaled, your vehicle’s collision insurance will cover the cost of replacing necessary parts or acquiring a new vehicle.
As you explore your auto insurance coverage options, keep in mind that legal requirements vary state by state. While some insurance is optional in certain states, it may be legally required in others.
Learn More About Auto Insurance at Edwards Chevrolet Downtown
If you have any lingering questions after exploring what is comprehensive coverage, the friendly finance experts at Edwards Chevrolet Downtown near Bessemer can help! Contact us today to learn more, or apply for financing online to get pre-approved for your new Chevy purchase. Have other car-buying questions, like whether to buy or lease and what is a good car loan rate? Our dedicated team can help with that, too!
More From Edwards Chevrolet Downtown
The latest Chevrolet Traverse reviews offer praise for the impressive features and specs found in this dynamic mid-size SUV. The 2020 Chevrolet Traverse is a favorite of both critics and Gardendale drivers and may be the perfect car for you. Thinking about picking up a new Chevy Traverse from Edwards Chevrolet Downtown? Take a look at our…
If you want to spice up your Gardendale commute with a new muscle car, you are probably wondering, “How much is a Chevrolet Camaro?” The price of the 2020 Chevrolet Camaro will range between $25,000 and $70,590 depending on the options you select. Get started on your shopping journey from the comfort of your own…
Are you searching for a compact mid-size SUV that easily seats five passengers, with room to spare for plenty of high-tech features? Get ready to upgrade all your drives, from activities and errands around Birmingham to your adventures in Bessemer and beyond. With so many options for customization, you’re sure to find the perfect match…
How do you reinvent a classic? With updated styling and a powerful new engine configuration, Chevy has done it with the new 2020 Corvette C8 with the introduction of the Corvette C8 mid-engine to Gardendale, bringing even more precision and power to the quintessential American performance car. View New Corvette InventoryContact Us to Reserve Your…
At the 2019 Texas State Fair, Chevy unveiled new versions of two of their most popular Silverado Special Editions for the 2020 model year. Edwards Chevrolet Downtown is excited to welcome back the redesigned Silverado Midnight and Silverado Rally Editions. Whether you’re looking for a rugged special edition for off-roading or a beautiful full-sized truck for driving…