Apply for Financing

Apply for Chevy Financing near Trussville, AL

Choosing your next vehicle is only the start of the car buying process; logistics come next. A new or pre-owned car is a major expense and figuring out the most efficient way to pay for it can take time, calculations, and conversations. If you find your ideal vehicle at Edwards Chevrolet Downtown, you’ll have access to a number of convenient and free online tools to figure out the finances of buying a car. We are all about making everything as simple and straightforward as possible.

Figuring Out Your Car Budget

Before you even begin looking at vehicles, you should determine your budget. A few different factors go into your budget, including how much you can afford to pay monthly, your down payment, and the value of any vehicle trade-in you may have. We make pulling each of these pieces together simple with our online tools such as the vehicle valuation tool and the car payment calculator.

First, figure out how much cash you have to put down on the vehicle. Then, use the trade-in tool to determine how much your current car is worth. Finally, once you know your down payment amount and trade-in value, you can enter that information into our convenient payment calculator to see an estimated monthly bill including interest rate for the term of the loan. If you’ve narrowed it down to a few options, you can use those prices in the calculator to see which model fits closer to your overall finances. Overall, these tools are really helpful in ensuring you make the right financial decision when it comes to your next vehicle.

What If I Have Poor Credit?

At our dealership, our team looks past any checkers in your credit report to make sure our customers can get into a high-quality vehicle that fits their needs and driving style. We offer Second Chance Financing, which means we will work to find an option that works with your current situation. Second Chance Financing looks past your financial hiccups and focuses on how you’ve rebuilt to this point. Whether you have a flawless credit report or have hit some minor bumps in your credit history, our team of financial experts will be able to work with you.

Apply for Financing for a New or Used Vehicle in Birmingham, AL

If you’re getting ready to get your next vehicle and have narrowed down your options, apply for an auto loan with Edwards Chevrolet Downtown today! Our dealership carries the full range of new Chevy models as well as a selection of high-quality used vehicles. To get started, fill out our form today!